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Well, right now you are giving up $4K in rebates if you take the 0% financing.
You might want to reconsider whether you want to finance, given the hefty rebates available. If you are dumping the CTS, it may go a long way toward paying for much of the cost of the new T C, though I suppose like most new vehicles, the CTS has already taken a good hit on depreciation, being near to a 3 year old vehicle. There might not be many choices in leftover 2006 models if you wait until October, though Chrysler may give the dealers more incentives to unload them the longer you wait.
Also, you could consider checking the Dodge dealers as well, since Grand Caravan is a twin of Town and Country. Downside is the longer you wait to buy a leftover 06, the less choices you have. Right now I saw an ad for an Dodge Grand Caravan SXT for $7200 off MSRP, which is just about what I received in discounting in June for a 2006 GC SE, which MSRP'd for about $1-2K less than the SXT.
I would expect long wheel base T C's to be discounted about the same. Pricing could get even better the longer you wait, and if you are not fussy about color and exact equipment packages, one should do well. End of model year is almost always a good bargain hunters time to shop.
If there were $6k in rebates, likely there was less other dealer discount off of MSRP. In June I got $4,000 rebate +$750 owner loyalty rebate plus dealer discount of about $2350, for a total of about $7100 off MSRP on a Grand Caravan SE. Could I have done the same deal in November 2005 for a 2006 model?
Perhaps. Whether I buy at the beginning or end of the model year matters little to me, as we normally keep our vehicles ten years or more, so the remaining value of a ten year old vehicle is not dependent on model year, more dependent on the condition at that point.
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